The minimum downpayment you can expect to pay is 10% of the bike’s ex-showroom price. तथापि, banks have very strict criteria so getting a loan upto 90% of the bike’s value could be little tough. You could instead pay 15% of bike’s ex-showroom price which in this case is, 15% of 1,20,500 (ex-showroom delhi), Rs 18075. You could take a loan for the remaining amount, 102425 के लिये 2 years. At an interest rate of 14%, you’ll have to pay an EMI of INR 4,861. You’ll have to pay for the RTO and insurance separately.