The minimum downpayment you can expect to pay is 10% of the bike’s ex-showroom price. तथापि, banks have very strict criteria so getting a loan upto 90% of the bike’s value could be little tough. You could instead pay 15% of bike’s ex-showroom price which in this case is, 15% of 44,900 (ex-showroom delhi), Rs 6735. You’ll have to pay for the RTO and insurance separately. You can contact Hero Bike’s in your region here